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Safety Has Its Rewards

Get rewarded for safety by joining the state’s largest, longest-operating Retro (Retrospective Rating) safety incentive program: ROII.

Get rewarded for safety by joining ROII.

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ROII Services

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What is ROII?

ROII is Washington State’s largest, longest-operating Retro (Retrospective Rating) safety incentive program. Our goal is to eliminate injuries through improvements in workplace safety and preventative strategies. If an employee is injured, we'll help you help them get better quicker with a successful return-to-work experience.

Businesses that participate and share our goal can earn an average refund of 38%. Only ROII has returned over $500 million in refunds to participating companies since 1982. With field reps across the state, we understand how things work -- right where you work. Large or small, we have your back.

MORE SERVICES THAN YOU CAN SHAKE A 2x4 AT

Claim Assistance

Our seasoned claim reps go straight to L&I on your behalf to get claims closed quicker. Rest assured, we'll keep a pulse on your claim every step of the way.

Safety and Prevention

The best injury claim is the one that never happens. Because prevention is our top priority, we're here to help you develop and implement effective safety strategies.

Risk Management

Our job is to identify risk and assist you with implementing preventative measures to avoid claims from happening. If a claim does occur, we offer strategies to help control severity and cost of the injury.

Return-to-Work

Our goal is to keep an injured worker engaged in the recovery process and connected with their employer to help ensure better outcomes. Each claim is unique, as is our customized return-to-work strategy approach.

Save an average of 38% on worker's comp

ROII consistently delivers better L&I refunds. In fact, ROII has returned more than $500 million in refunds to participating members since 1982.

To view historical refunds on all construction retro groups, visit: https://bit.ly/3auvB5o

Each year, Labor and Industries (L&I) performs a total of three adjustments to determine a group's refund. Refunds can fluctuate from one adjustment to the next. It's not until L&I performs the final adjustment that a group knows their refund result - making it a completed plan year. We don't try to estimate company refunds on plan years that are not complete because that's ultimately what your refund is based upon.

Calculate Your ROII Refund

Complete the information below to see what you could have earned in refunds.

ROII Group Refund: 39.52%
Refund Range: 13.31% - 36.06%

Why Join ROII



Latest News

What is Kept on Salary?
03/27/2024

Have you heard your ROII claim representative mention Kept on Salary or KOS before? Well, it’s likely because you’ve had an employee get injured on the job, they have restrictions, and they’re missing time from work. 

Update on ROII’s 2024 Refund Distribution
03/04/2024

As 2024 re-enrollment notices are issued, we find that many companies have questions about the upcoming ROII refund distribution. Learn more about the upcoming timeline.

Now is the Time to Finish Your OSHA Recordkeeping for 2023
02/01/2024

You may have seen or heard about the new electronic reporting rules that went into effect on January 1, 2024. Many trade association websites have posted information regarding the new 100+ employee reporting rule. However, this is inaccurate information.

What Participants Are Saying

We had a difficult L&I claim that started in the middle of COVID. It’s been years since our last big claim, so we didn’t know what we needed to do. Our ROII claims rep was simply amazing. We are a small company without a full-time HR person, and our claims rep guided us every step of the way. I was so relieved that she was on our team, helping us through uncharted and unfamiliar water.

Zella West

Nob Hill Water Association - Yakima, WA

The BIAW ROII program has been an integral part of our business. Our team has access to a vast field of knowledge and support for workplace safety and claims management. In addition, there is a sizable refund on premiums paid to L&I. I cannot imagine existing without this program.

Deacon Band

Band Construction Inc - Spokane, WA

When it comes to safety and prevention, the field reps at ROII know their stuff. With their help, we were able to decrease our claims by over half after implementing a stretch program on the jobsite and after long drives. The visit didn't cost me a thing, but because of this small change, we will be receiving our highest return this plan year.

Stephanie Stremler

Creative Stoneworks Inc - Bellingham, WA

As a long-time ROII participant, I receive the Weekly Safety Topic emails. They help me explain the importance of safety, save me time, and ultimately operate safer, earning me higher returns.

Steve Amos

Amos Construction - Kennewick, WA

There is no comparison. ROII offers me the services I need to keep my employees safe and save me money. The best part is, it doesn’t cost me anything extra, and it’s all in-house.

Kai Fyrst

First Finishers LLC - Yelm, WA

I heard about ROII 10 years ago, but all I saw was paperwork. As my business grew, I realized the benefit far outweighed the paperwork. We’re always safe, so why not get rewarded for it?

Luke Shifflett

Titan Builders LLC - Sequim, WA

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