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Safety Has Its Rewards

Get rewarded for safety by joining the state’s largest, longest-operating Retro (Retrospective Rating) safety incentive program: ROII.

Get rewarded for safety by joining ROII.

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ROII Services

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What is ROII?

ROII is Washington State’s largest, longest-operating Retro (Retrospective Rating) safety incentive program. Our goal is to eliminate injuries through improvements in workplace safety and preventative strategies. If an employee is injured, we'll help you help them get better quicker with a successful return-to-work experience.

Businesses that participate and share our goal can earn an average refund of 39%. Only ROII has returned over $600 million in refunds to participating companies since 1982. With field reps across the state, we understand how things work -- right where you work. Large or small, we have your back.

MORE SERVICES THAN YOU CAN SHAKE A 2x4 AT

Claim Assistance

Our seasoned claim reps go straight to L&I on your behalf to get claims closed quicker. Rest assured, we'll keep a pulse on your claim every step of the way.

Safety and Prevention

The best injury claim is the one that never happens. Because prevention is our top priority, we're here to help you develop and implement effective safety strategies.

Risk Management

Our job is to identify risk and assist you with implementing preventative measures to avoid claims from happening. If a claim does occur, we offer strategies to help control severity and cost of the injury.

Return-to-Work

Our goal is to keep an injured worker engaged in the recovery process and connected with their employer to help ensure better outcomes. Each claim is unique, as is our customized return-to-work strategy approach.

Save an average of 39% on worker's comp

ROII consistently delivers better L&I refunds. In fact, ROII has returned more than $600 million in refunds to participating members since 1982.

To view historical refunds on all construction retro groups, visit: https://bit.ly/4aaNm8u

Each year, Labor and Industries (L&I) performs a total of three adjustments to determine a group's refund. Refunds can fluctuate from one adjustment to the next. It's not until L&I performs the final adjustment that a group knows their refund result - making it a completed plan year. We don't try to estimate company refunds on plan years that are not complete because that's ultimately what your refund is based upon.

Calculate Your ROII Refund

Complete the information below to see what you could have earned in refunds.

ROII Group Refund: 40.00%
Refund Range: 16.70% - 44.36%

Why Join ROII



Latest News

Winter Is Coming: Is Your Jobsite Ready?
09/29/2026

Winter weather can turn an ordinary jobsite into a safety hazard overnight. ROII Field Representative Jesse Balbin shares practical tips for preparing your jobsites, crews, and equipment for the colder months, plus a simple cold-weather readiness checklist you can put to use right away.

Dear Julie: Can Employees Keep Working With a Bad Back?
09/28/2026

Bad backs, old injuries, and aching joints are common workplace realities. Julie explains why a medical release and a clear job description are important tools for helping employees work safely while reducing risk for employers.

Keeping Experience on the Job: A Preferred Worker Success Story
09/28/2026

When a 27-year employee suffered a serious shoulder injury and could no longer perform his regular job duties, his employer faced the prospect of losing decades of experience. Learn how ROII's Claim Team and L&I's Preferred Worker Program helped create a successful return-to-work solution that benefited both the worker and the company.

What Participants Are Saying

We’ve been part of ROII since 1994, and it’s been one of the best decisions we’ve made for our company. The refunds are great, but it’s the support that really sets ROII apart. Their claims team is incredible — they help you take care of everything and make sure you know they’re there to support you through the entire process. It’s made a big difference in keeping our team safe and our costs down.

Curtis Banta

Yonkman Construction - Oak Harbor, WA

We joined ROII as soon as we were eligible after starting Ethos West in 2019, knowing the incredible value of this program. While the refunds are a huge benefit, the real value is in the incredible support from their claims team. They work alongside us to navigate L&I claims, helping keep our rates low. Having ROII in our corner gives us peace of mind, saves us money, and helps us keep our team safe — year after year.

Elke Stevens

Ethos West Construction - Bellingham, WA

There is no comparison. ROII offers me the services I need to keep my employees safe and save me money. The best part is, it doesn’t cost me anything extra, and it’s all in-house.

Kai Fyrst

First Finishers LLC - Yelm, WA

I heard about ROII 10 years ago, but all I saw was paperwork. As my business grew, I realized the benefit far outweighed the paperwork. We’re always safe, so why not get rewarded for it?

Luke Shifflett

Titan Builders LLC - Sequim, WA

We had a difficult L&I claim that started in the middle of COVID. It’s been years since our last big claim, so we didn’t know what we needed to do. Our ROII claims rep was simply amazing. We are a small company without a full-time HR person, and our claims rep guided us every step of the way. I was so relieved that she was on our team, helping us through uncharted and unfamiliar water.

Zella West

Nob Hill Water Association - Yakima, WA

When it comes to safety and prevention, the field reps at ROII know their stuff. With their help, we were able to decrease our claims by over half after implementing a stretch program on the jobsite and after long drives. The visit didn't cost me a thing, but because of this small change, we will be receiving our highest return this plan year.

Stephanie Stremler

Creative Stoneworks Inc - Bellingham, WA

As a long-time ROII participant, I receive the Weekly Safety Topic emails. They help me explain the importance of safety, save me time, and ultimately operate safer, earning me higher returns.

Steve Amos

Amos Construction - Kennewick, WA

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